What we collect
- Account and order details: your name, email address, mobile number, and what you bought and when.
- Payment information: payments are handled by Cashfree Payments. We receive the payment status and transaction references, never your card number, CVV or UPI PIN.
- Partner details (if you resell): your bank account number (stored encrypted), IFSC, bank name, PAN, and your payout history.
- Partner link visits: when someone opens a partner's link we record the visit with a one-way scrambled (hashed) version of the IP address and the browser type, so partners can see visits without us storing raw IP addresses.
Cookies
We use a sign-in cookie to keep you logged in, and a partner cookie (lasting 7 days) that remembers which partner's link you used so the right price is applied. We don't use advertising cookies.
How we use your data
- to deliver your purchases and send receipts and sign-in links,
- to process payments, refunds and partner payouts,
- to credit sales to the right partner,
- to provide support, prevent fraud and keep the service secure, and
- to meet legal, tax and accounting obligations.
Who we share it with
- The partner whose link you used: if you buy through a partner's link, that partner can see your name, email, mobile number and purchase details in their dashboard, so they can support you.
- Service providers: Cashfree (payments), our email provider (to send emails) and our hosting providers, only as needed to run the service.
- Authorities: where required by law.
We do not sell your personal data.
How long we keep it
We keep your data while your account is active, and afterwards only as long as needed for the purposes above or as required by law (for example, tax and accounting records).
How we protect it
Data is transmitted over encrypted connections, bank account numbers are encrypted at rest, and access to personal data is limited to what is needed to run the service.
Your rights
You can ask to access, correct or delete your personal data, or withdraw consent, subject to our legal obligations to keep certain records. To make a request or raise a grievance, email support@cashcowacademy.in or call [Support phone number] (Monday to Saturday, 10 am – 6 pm IST). Our grievance officer is [Grievance officer name], and we aim to respond within 30 days.
Children
Our services are intended for people aged 18 and over. We don't knowingly collect data from children.
Changes
We may update this policy; the “last updated” date above shows the latest version.